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MN Session Law · Chapter 82 · Effective Jan. 1, 2027

Starting January 1, 2027, Minnesota will require 3 competitive bids for covered HOA contracts over $50,000.

Boards can prepare now. We deliver a clean, documented bid that can use scoped aerial imagery and thermal observations, making the eventual comparison easier to understand and defend.

What Changed

Minnesota's new contracting rule, in plain English

Minnesota enacted SF1750 as 2026 Session Law Chapter 82. Its competitive-bidding provision takes effect January 1, 2027, giving associations time to build a fair, documented process before the rule applies.

The contract rules that affect your roof
  • Starting January 1, 2027, three written competitive bids generally must be solicited before an association enters a covered maintenance, construction, repair, or reconstruction contract estimated at over $50,000.
  • Starting then, new conflict-of-interest rules apply. Board members with a material financial interest must not deliberate or vote on the contract, and prohibited inducements cannot be accepted to steer a bid.
  • Limited exceptions apply for genuine emergencies, warranty obligations, or when only one qualified vendor is reasonably available.
  • The rule takes effect January 1, 2027. Associations can use 2026 to line up qualified bidders and standardize the information every bidder receives.

This page summarizes Minnesota 2026 Session Law Chapter 82 (SF1750) for general information and is not legal advice. Associations should confirm specific obligations and dates with their attorney or community manager. Source: Minnesota Office of the Revisor of Statutes.

Why Boards Actually Welcome This

The law was built to protect you. We help you use it.

The new rule is designed to make association contracting more transparent and reviewable. Most boards still need qualified contractors who can respond to a common scope with useful documentation. That's the gap we fill.

01

Independent, disclosed comparison

Our bid is presented with the qualifications, scope, exclusions, and required relationship disclosures the board needs for a reviewable vendor decision.

02

Apples-to-apples documentation

The hardest part of three bids is comparing them. We deliver a line-item scope and a photo condition report so your board can hold every bid to the same standard — and defend the decision to owners.

03

Reserve-planning support

Observed conditions and priorities can inform the board's reserve and capital-planning discussion without replacing a formal reserve study, engineering review, or specialist opinion.

The Deliverable

What's in a Hoyt "3-Bid Ready" packet

Most contractors hand you a one-page price. We hand your board a decision package built to make vendor qualifications, warranties, scope, timing, and cost easier to compare.

Scoped aerial & thermal observations

Where the property, weather, materials, and agreed scope support useful collection, aerial imagery and thermal observations document conditions that may warrant qualified follow-up.

Itemized, comparable scope of work

Materials, quantities, assumptions, and exclusions are organized so the board can compare bids against the same documented starting point.

Priorities & planning input

Observed conditions are organized into what needs qualified review now, what can be planned next, and what should remain in the board's longer-term discussion.

Credentials & relationship disclosures

License, insurance, references, warranty details, and any required relationship disclosures are collected in one reviewable place for the board record.

Optional follow-up plan

If the board wants continued observation or preventive maintenance, we define the property, cadence, deliverables, and price in a separate agreement.

The Difference

A bare-price quote vs. a reviewable bid packet

A bare-price quote

  • A single price on one page
  • Scope assumptions are difficult to compare
  • No shared existing-condition record
  • Qualifications and warranties live elsewhere
  • Exclusions may be hard to locate
  • Relationship disclosures are not collected with the bid

The Hoyt 3-Bid Ready packet

  • Itemized, comparable line-item scope
  • Scoped aerial + thermal observations where conditions support them
  • Now-next-later priorities for board discussion
  • Relationship disclosures + reviewable credentials
  • Board-meeting-ready summary and supporting evidence
  • Optional follow-up plan with a separately agreed scope
How It Works

From request to a reviewable board packet

1

Request

Board member or property manager submits the property below.

2

Scope

We confirm the property, field work, deliverables, timing, and any inspection price before scheduling.

3

Packet

You receive the agreed condition documentation, itemized bid, qualifications, assumptions, and exclusions.

4

Review

The board places it in the three-bid file and compares each vendor against the same decision criteria.

⏱ The 3-bid rule takes effect January 1, 2027 — prepare the process now

Get your association's board-ready bid

For HOA boards, townhome associations, and the property managers who serve them across the Twin Cities. No obligation—just a clean, documented bid that supports a fair comparison.

Or call (651) 212-4965 — ask for the HOA team.

Board Questions

What associations ask us

Does the 3-bid rule apply to our roof project?+

Starting January 1, 2027, the rule generally covers association contracts for property maintenance, construction, repair, or reconstruction services estimated over $50,000. The law includes exceptions, including certain emergencies, warranties, and cases where multiple bids cannot reasonably be obtained. Confirm specifics with your association attorney; we'll make sure our bid is clear and reviewable.

When does this actually take effect?+

The competitive-bidding provision in Minnesota Session Law Chapter 82 takes effect January 1, 2027. Boards can prepare during 2026 by identifying qualified bidders and creating one documented scope for everyone to price.

Is there any cost to get the bid and condition report?+

We confirm what is included with the construction bid and whether a separate inspection or specialty review carries a fee before the association authorizes any work.

We already have a contractor we like. Why call you?+

A documented Hoyt bid gives your board a useful comparison across scope, qualifications, warranties, schedule, and price. You may confirm that your existing contractor is competitive—or uncover a better-documented option before the rule takes effect.

Do you work with our property management company?+

Constantly. Property managers are our most frequent point of contact. We can deliver the packet directly to your manager and present to the board on request.