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New MN Law · HF1268 · Effective Jan 1, 2027

Minnesota now requires 3 competitive bids on every HOA contract over $50,000.

Your board has to get three. We make sure one of them is the clean, documented, conflict-free bid that makes the decision easy — backed by a drone & thermal roof condition report no other contractor will hand you.

What Changed

The HOA Bill of Rights, in plain English

In May 2026, Governor Walz signed HF1268 / SF1750 — Minnesota's HOA Bill of Rights. It rewrites how associations award contracts. The provision every board needs to plan for takes effect January 1, 2027.

The contract rules that affect your roof
  • Three written competitive bids are required before signing any contract for maintenance, construction, repair, or reconstruction estimated at $50,000 or more — which is virtually every association roof, siding, or restoration job.
  • Conflicts of interest are banned. Board members with a financial interest can't deliberate or vote on a contract — and no one may accept compensation to steer a bid.
  • Limited exceptions apply for genuine emergencies, warranty obligations, or when only one qualified vendor is reasonably available.
  • Boards get a runway, not a reprieve. The mandate is live Jan 1, 2027 — the associations that line up trusted bidders now avoid the year-end scramble.

This page summarizes publicly reported provisions of Minnesota HF1268 / SF1750 for general information and is not legal advice. Associations should confirm specific obligations and dates with their attorney or community manager. Sources: Minnesota House Session Daily; Office of the Revisor of Statutes, Minn. Stat. Ch. 515B.

Why Boards Actually Welcome This

The law was built to protect you. We help you use it.

HF1268 came out of a real Twin Cities scandal — a townhome association steered into an insider roof contract. Three honest bids is the cure. The problem? Most boards don't have three contractors they trust. That's the gap we fill.

01

No insider games

We have zero financial relationship with your board. Our bid is exactly what the new conflict-of-interest rules are designed to invite — a clean outside number you can put in the minutes without a second thought.

02

Apples-to-apples documentation

The hardest part of three bids is comparing them. We deliver a line-item scope and a photo condition report so your board can hold every bid to the same standard — and defend the decision to owners.

03

Reserve-study ready

Our condition report and prioritized recommendations drop straight into your reserve study and capital plan — so the bid isn't just a price, it's a planning document your board can actually use.

The Deliverable

What's in a Hoyt "3-Bid Ready" packet

Most contractors hand you a one-page price. We hand your board a decision package — the kind the new law practically demands, and no competitor in the metro produces.

Drone & thermal roof condition report

Full aerial imagery plus thermal moisture mapping that finds trapped water and failing membrane before it becomes a claim. Your board sees exactly what they're buying — and what they're not.

Itemized, comparable scope of work

Every material, quantity, and exclusion spelled out so your three bids can be judged on the same terms — not contractor marketing. This is what makes a fair comparison possible.

Prioritized recommendations & reserve input

What needs doing now vs. what can wait, with cost ranges your reserve study and capital plan can absorb directly. Turns a bid into a multi-year roadmap.

Credentials & conflict-free statement

GAF Master Elite, MN License #BC229922, insurance, references — plus a written statement that we hold no financial interest with your board. Everything your minutes need on file.

Optional: ongoing roof-health plan

An annual inspection & preventive-maintenance agreement that keeps every roof in your community documented year-round — and puts your association first in line after a storm.

The Difference

A typical bid vs. a Hoyt 3-Bid Ready bid

The usual contractor bid

  • A single price on one page
  • Vague scope — hard to compare to anyone else
  • No documentation for your owners or reserve study
  • Ground-level guess at roof condition
  • No statement on conflicts of interest
  • Disappears after the job is done

The Hoyt 3-Bid Ready packet

  • Itemized, comparable line-item scope
  • Drone + thermal condition report with photos
  • Reserve-study-ready prioritized recommendations
  • Written conflict-free statement + full credentials
  • Board-meeting-ready — drops straight into your minutes
  • Optional year-round roof-health plan for the whole community
How It Works

From request to board-ready in days

1

Request

Board member or property manager submits the property below.

2

Scan

We fly the roofs — drone imagery + thermal moisture mapping.

3

Packet

You get the condition report, itemized bid, and reserve input.

4

Present

Drop it into your three-bid file and bring it to the board.

⏱ The Jan 1, 2027 mandate is coming — line up your bidders now

Get your association's board-ready bid

For HOA boards, townhome associations, and the property managers who serve them across the Twin Cities. No obligation, no insider games — just the clean third bid the new law was built for.

Or call (651) 212-4965 — ask for the HOA team.

Board Questions

What associations ask us

Does the 3-bid rule apply to our roof project?+

If the contract is estimated at $50,000 or more — which covers nearly every association roof, siding, or restoration job — yes, the new law requires three written competitive bids. Smaller contracts and genuine emergencies have exceptions. Confirm specifics with your association attorney; we'll make sure our bid fits the documentation the rule expects.

When does this actually take effect?+

The HOA Bill of Rights was signed in May 2026; the contract-bidding requirement takes effect January 1, 2027. Boards that identify trusted bidders before then avoid scrambling to find a credible third bid under deadline pressure.

Is there any cost to get the bid and condition report?+

Our standard board-ready bid and roof condition assessment are provided at no cost to associations evaluating work. We'll tell you up front if a specialized inspection ever carries a fee.

We already have a contractor we like. Why call you?+

The law now requires three bids regardless — so you need outside numbers anyway. A documented Hoyt bid gives your board a defensible comparison and protects every member from the conflict-of-interest exposure the new rules target. Worst case, you confirm your existing contractor is competitive. Best case, you find a better-documented option.

Do you work with our property management company?+

Constantly. Property managers are our most frequent point of contact. We can deliver the packet directly to your manager and present to the board on request.